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Small Business Loans


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There are 28 million (28,000,000) small businesses in the US with over 500,000 new ones starting each year. According to the United States Small Business Administration (SBA), the primary concern/constraint reported by small business owners is inadequate capital to start and grow their business.


Innovative Capital Strategies, Inc. (ICS) has been retained by a 501(c)(3) non-profit that is a member of the Money Smart Alliance developed by the SBA and the FDIC to develop Joint Venture Partners nationally to both assist small businesses and create a robust national distribution model (other Joint Venture Partners).


This is a very credible model. Our approach to raising capital provides every participating small business a minimum of a $100,000 capital raise and was developed by former SBDC Advisors, SCORE Mentors, and small business bankers. While there is normally a refundable deposit to enroll in the Capital Ready Program, we'll defer that and your only cost at enrollment is a one-time $499.99 administrative processing fee (paid upon enrollment below).